{"id":7143,"date":"2022-08-14T15:00:58","date_gmt":"2022-08-14T08:00:58","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=7143"},"modified":"2024-04-12T17:04:37","modified_gmt":"2024-04-12T10:04:37","slug":"giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay","status":"publish","type":"post","link":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay","title":{"rendered":"Gi\u1ea3i \u0111\u00e1p t\u1eeb A-Z v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y hi\u1ec7n nay"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e1875be802f\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69e1875be802f\"  type=\"checkbox\" id=\"item-69e1875be802f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Tai_sao_can_co_bao_hiem_bat_buoc_xe_may\" title=\"T\u1ea1i sao c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y\">T\u1ea1i sao c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Khong_co_bao_hiem_bat_buoc_xe_may_bi_phat_bao_nhieu\" title=\"Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y b\u1ecb ph\u1ea1t bao nhi\u00eau?\">Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y b\u1ecb ph\u1ea1t bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Gia_ban_bao_hiem_bat_buoc_xe_may\" title=\"Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y?\">Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Mua_bao_hiem_bat_buoc_xe_may_o_dau\" title=\"Mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u1edf \u0111\u00e2u?\">Mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u1edf \u0111\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Mua_bao_hiem_xe_may_dien_tu_tren_ung_dung_OKXE\" title=\"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Bao_hiem_xe_may_dien_tu_co_gia_tri_phap_ly_khong\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd kh\u00f4ng?\">B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Bao_hiem_bat_buoc_xe_may_duoc_boi_thuong_bao_nhieu\" title=\"B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng bao nhi\u00eau?\">B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\/#Thu_tuc_nhan_boi_thuong_bao_hiem_bat_buoc_xe_may\" title=\"Th\u1ee7 t\u1ee5c nh\u1eadn b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y\u00a0\">Th\u1ee7 t\u1ee5c nh\u1eadn b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>Theo b\u1ea1n, t\u1ea1i sao ph\u00e1p lu\u1eadt l\u1ea1i quy \u0111\u1ecbnh c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y? Th\u1eadt s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y. Hay ch\u1ec9 \u0111\u00e2y ch\u1ec9 l\u00e0 c\u00f4ng c\u1ee5 \u0111\u1ed1i ph\u00f3 \u0111\u1ec3 ch\u00fang ta kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh? C\u00f9ng t\u00ecm l\u1eddi gi\u1ea3i \u0111\u00e1p th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9.<\/b><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_can_co_bao_hiem_bat_buoc_xe_may\"><\/span><strong><b>T\u1ea1i sao c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay, c\u00f9ng v\u1edbi b\u1eb1ng l\u00e1i, gi\u1ea5y \u0111\u0103ng k\u00fd xe th\u00ec b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. L\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n ph\u1ea3i c\u00f3 khi tham gia giao th\u00f4ng.\u00a0<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">Khi n\u00f3i v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c, thay th\u1ebf cho Ngh\u1ecb \u0111\u1ecbnh 103\/2008\/N\u0110-CP, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP n\u00eau r\u00f5<\/span><\/strong><strong><span style=\"font-weight: 400;\">: <\/span><b>Ch\u1ee7 xe c\u01a1 gi\u1edbi ph\u1ea3i mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y. B\u1eb1ng quy \u0111\u1ecbnh n\u00e0y s\u1ebd gi\u00fap b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a ch\u1ee7 xe c\u0169ng nh\u01b0 kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c h\u1eadu qu\u1ea3 khi c\u00f3 va ch\u1ea1m, v\u00e0 \u0111\u1ea3m b\u1ea3o tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe khi tham gia giao th\u00f4ng.<\/b><\/strong><\/p>\n<p><strong>Nh\u01b0 v\u1eady, c\u00f3 th\u1ec3 hi\u1ec3u b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c s\u1ebd l\u00e0 c\u00f4ng c\u1ee5 gi\u00fap ch\u00fang ta gi\u1ea3m thi\u1ec3u s\u1ef1 thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n n\u1ebfu c\u00f3 t\u00ecnh hu\u1ed1ng va ch\u1ea1m kh\u00f4ng may x\u1ea3y \u0111\u1ebfn.<br \/>\n<\/strong><\/p>\n<ul>\n<li><em><strong>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/phap-luat\/gia-bao-hiem-xe-may-ban-bao-nhieu\">Gi\u00e1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u00e1n bao nhi\u00eau?<\/a><\/strong><\/em><\/li>\n<li><strong><em>Xem th\u00eam: <\/em><a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/dung-bao-hiem-xe-may-online-co-bi-csgt-phat-khong\"><em>D\u00f9ng b\u1ea3o hi\u1ec3m xe m\u00e1y online c\u00f3 b\u1ecb CSGT ph\u1ea1t kh\u00f4ng?<\/em><\/a><\/strong><\/li>\n<\/ul>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-7155 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-home-banner-bao-hiem-xe-may-1029-1500-20220926092934-hwgz1p3f_o-1.png\" alt=\"\" width=\"1029\" height=\"1501\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1029px; --smush-placeholder-aspect-ratio: 1029\/1501;\" \/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Khong_co_bao_hiem_bat_buoc_xe_may_bi_phat_bao_nhieu\"><\/span><strong><b>Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y b\u1ecb ph\u1ea1t bao nhi\u00eau?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">N\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y. Ng\u01b0\u1eddi tham gia giao th\u00f4ng s\u1ebd b\u1ecb ph\u1ea1t h\u00e0nh ch\u00ednh theo quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 100. M\u1ee9c ph\u1ea1t \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/span><\/p>\n<p><strong><b>Ph\u1ea1t ti\u1ec1n t\u1eeb 100.000 \u0111\u1ed3ng \u0111\u1ebfn 200.000 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00f4t\u00f4, xe g\u1eafn m\u00e1y, c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe m\u00f4t\u00f4 v\u00e0 c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe g\u1eafn m\u00e1y kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/b><\/strong><\/p>\n<figure id=\"attachment_7157\" aria-describedby=\"caption-attachment-7157\" style=\"width: 960px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7157 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-bat-buoc-xe-may-2-20220814104245-q5wkau1y_o.jpg\" alt=\"\" width=\"960\" height=\"640\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 960px; --smush-placeholder-aspect-ratio: 960\/640;\" \/><figcaption id=\"caption-attachment-7157\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m\u00a0b\u1eaft bu\u1ed9c TNDS l\u00e0\u00a0lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n c\u00f3 khi\u00a0\u0111i\u1ec1u khi\u1ec3n\u00a0xe m\u00e1y.\u00a0\u1ea2nh:\u00a0Zing News.<\/figcaption><\/figure>\n<p><strong><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, khi tham gia giao th\u00f4ng, cho d\u00f9 ch\u00fang ta c\u00f3 mua b\u1ea3o hi\u1ec3m nh\u01b0ng kh\u00f4ng mang theo, ho\u1eb7c l\u1ed7i do b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb h\u1ebft h\u1ea1n c\u0169ng s\u1ebd b\u1ecb x\u1eed ph\u1ea1t t\u1eeb 100.000 &#8211; 200.000 \u0111\u1ed3ng. V\u00ec v\u1eady b\u1ea1n l\u01b0u \u00fd v\u1ec1 quy \u0111\u1ecbnh n\u00e0y. \u0110\u1ec3 c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea5t c\u1ee9 l\u00fac n\u00e0o nh\u00e9.\u00a0\u00a0<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Gia_ban_bao_hiem_bat_buoc_xe_may\"><\/span><strong><b>Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Theo Th\u00f4ng t\u01b0 04\/2021\/TT-BTC. Gi\u00e1 b\u00e1n d\u00e0nh cho b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c (b\u1ea3o hi\u1ec3m TNDS) \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft ch\u00ednh th\u1ee9c nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 2 b\u00e1nh d\u01b0\u1edbi 50 ph\u00e2n ph\u1ed1i, xe m\u00e1y \u0111i\u1ec7n l\u00e0 60.500 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 g\u1ed3m VAT).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 hai b\u00e1nh tr\u00ean 50 ph\u00e2n ph\u1ed1i l\u00e0 66.000 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 g\u1ed3m VAT).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c lo\u1ea1i xe g\u1eafn m\u00e1y c\u00f2n l\u1ea1i l\u00e0 319.000 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 g\u1ed3m VAT).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">V\u1eady, v\u1edbi nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 gi\u00e1 10.000 \u0111\u1ed3ng, 20.000 \u0111\u1ed3ng \u0111\u01b0\u1ee3c b\u00e0y b\u00e1n hi\u1ec7n nay th\u00ec sao? Mua b\u1ea3o hi\u1ec3m \u0111\u00f3 c\u00f3 tr\u00e1nh b\u1ecb x\u1eed ph\u1ea1t kh\u00f4ng?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1ea5n \u0111\u1ec1 n\u00e0y OKXE \u0111\u00e3 \u0111\u1ec1 c\u1eadp r\u1ea5t nhi\u1ec1u trong c\u00e1c b\u00e0i vi\u1ebft li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho xe m\u00e1y. Lo\u1ea1i b\u1ea3o hi\u1ec3m 10.000 \u0111\u1ed3ng, 20.000 \u0111\u1ed3ng tr\u00ean th\u1ef1c t\u1ebf l\u00e0 BHNN (m\u1ed9t trong nh\u1eefng lo\u1ea1i b\u1ea3o h\u00ecnh t\u1ef1 nguy\u1ec7n). Do v\u1eady, b\u1ea3o hi\u1ec3m \u0111\u00f3 kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd khi xu\u1ea5t tr\u00ecnh ki\u1ec3m tra gi\u1ea5y t\u1edd. V\u00e0 b\u1ea1n v\u1eabn b\u1ecb x\u1eed ph\u1ea1t theo lu\u1eadt \u0111\u1ecbnh.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_bat_buoc_xe_may_o_dau\"><\/span><strong><b>Mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u1edf \u0111\u00e2u?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Theo quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP, ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c t\u1ea1i c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ph\u00e9p tri\u1ec3n khai nh\u01b0: B\u1ea3o hi\u1ec3n OPES, T\u1ed5ng c\u00f4ng ty c\u1ed5 ph\u1ea7n b\u1ea3o hi\u1ec3m B\u01b0u \u0111i\u1ec7n, B\u1ea3o hi\u1ec3m GIC, B\u1ea3o hi\u1ec3m Qu\u00e2n \u0111\u1ed9i MIC, T\u1ed5ng c\u00f4ng ty b\u1ea3o hi\u1ec3m PVI, B\u1ea3o hi\u1ec3m VNI c\u1ee7a T\u1ed5ng c\u00f4ng ty c\u1ed5 ph\u1ea7n b\u1ea3o hi\u1ec3m H\u00e0ng kh\u00f4ng\u2026<\/span><\/strong><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ebfn c\u00e1c \u0111\u1ecba \u0111i\u1ec3m sau \u0111\u1ec3 tr\u1ef1c ti\u1ebfp mua b\u1ea3o hi\u1ec3m xe m\u00e1y:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Tr\u1ee5 s\u1edf c\u00f4ng ty b\u1ea3o hi\u1ec3m g\u1ea7n nh\u1ea5t<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">\u0110\u1ea1i l\u00fd ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e2y x\u0103ng,\u2026<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-weight: 400;\">\u0110\u1eb7c bi\u1ec7t, hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed. Ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE v\u1edbi nhi\u1ec1u \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn.<\/span><\/strong><\/p>\n<figure id=\"attachment_7154\" aria-describedby=\"caption-attachment-7154\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7154 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-dien-tu-okxe-opes-5-20221007085339-dry8vvul_o.jpg\" alt=\"\" width=\"2400\" height=\"1600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1600;\" \/><figcaption id=\"caption-attachment-7154\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m xe m\u00e1y online c\u00f3 gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng t\u01b0\u01a1ng\u00a0\u0111\u01b0\u01a1ng c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m truy\u1ec1n th\u1ed1ng in tr\u00ean gi\u1ea5y.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_xe_may_dien_tu_tren_ung_dung_OKXE\"><\/span><strong><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c cho m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi C\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m OPES ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE ho\u1eb7c website <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/\">okxe.vn<\/a><\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n c\u00e0i \u0111\u1eb7t phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t c\u1ee7a app OKXE, ho\u1eb7c b\u1ea5m v\u00e0o link b\u00ean d\u01b0\u1edbi \u0111\u1ec3\u00a0 mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho xe m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi OPES nhanh ch\u00f3ng, an to\u00e0n v\u00e0 l\u01b0u tr\u1eef thu\u1eadn ti\u1ec7n ngay tr\u00ean\u00a0\u0111i\u1ec7n tho\u1ea1i.<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><b><strong><a href=\"https:\/\/www.okxe.vn\/my\/insurance-provider?utm_source=Blog&amp;utm_medium=textlink&amp;utm_campaign=seo_ins\">MUA B\u1ea2O HI\u1ec2M XE M\u00c1Y \u0110I\u1ec6N T\u1eec\u00a0AN TO\u00c0N &#8211;\u00a0TI\u1ec6N L\u1ee2I &#8211;\u00a0NHANH CH\u00d3NG<\/a><\/strong><\/b><\/p>\n<p style=\"text-align: center;\"><iframe data-src=\"\/\/www.youtube.com\/embed\/IiOWemPMHWY\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 10pt;\"><em>Video h\u01b0\u1edbng d\u1eabn 3 b\u01b0\u1edbc mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/em><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_dien_tu_co_gia_tri_phap_ly_khong\"><\/span><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd kh\u00f4ng?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kho\u1ea3n 3 \u0111i\u1ec1u 18 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP quy \u0111\u1ecbnh: <\/span><b>Ng\u01b0\u1eddi d\u00e2n lu\u00f4n mang theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u00f2n hi\u1ec7u l\u1ef1c (b\u1ea3n c\u1ee9ng ho\u1eb7c b\u1ea3n \u0111i\u1ec7n t\u1eed) khi tham gia giao th\u00f4ng, xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd n\u00e0y khi c\u00f3 y\u00eau c\u1ea7u c\u1ee7a l\u1ef1c l\u01b0\u1ee3ng c\u1ea3nh s\u00e1t giao th\u00f4ng v\u00e0 c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ea9m quy\u1ec1n kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 b\u1ea3n \u0111i\u1ec7n t\u1eed. V\u1eabn c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd nh\u01b0 b\u1ea3n gi\u1ea5y n\u1ebfu \u0111\u00e1p \u1ee9ng \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_bat_buoc_xe_may_duoc_boi_thuong_bao_nhieu\"><\/span><strong><b>B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng bao nhi\u00eau?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><b>V\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Theo \u0111i\u1ec3m a, kho\u1ea3n 3 \u0111i\u1ec1u 14 ngh\u1ecb \u0111\u1ecbnh 03\/2021 cho bi\u1ebft: S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i ho\u1eb7c theo th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean ho\u1eb7c theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n (n\u1ebfu c\u00f3), nh\u01b0ng<\/span><b> kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150 tri\u1ec7u \u0111\u1ed3ng<\/b><span style=\"font-weight: 400;\"> l\u00e0 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh.<\/span><\/p>\n<h3><b>V\u1ec1 t\u00e0i s\u1ea3n<\/b><\/h3>\n<p><strong><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 \u0111i\u1ec3m b kho\u1ea3n 3 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03 cho bi\u1ebft: M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c t\u00ednh theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3<\/span><span style=\"font-weight: 400;\">o hi\u1ec3m, nh\u01b0ng <\/span><b>kh\u00f4ng qu\u00e1 50 tri\u1ec7u \u0111\u1ed3ng<\/b><span style=\"font-weight: 400;\"> l\u00e0 tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n do xe m\u00e1y g\u00e2y ra.<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Thu_tuc_nhan_boi_thuong_bao_hiem_bat_buoc_xe_may\"><\/span><strong><b>Th\u1ee7 t\u1ee5c nh\u1eadn b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y\u00a0<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><b>B\u01b0\u1edbc 1: Th\u00f4ng b\u00e1o cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u1ec1 v\u1ee5 tai n\u1ea1n<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Th\u1eddi h\u1ea1n: 05 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng).<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c: B\u1eb1ng v\u0103n b\u1ea3n ho\u1eb7c h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed.<\/span><\/li>\n<\/ul>\n<h3><b>B\u01b0\u1edbc 2: Ph\u1ed1i h\u1ee3p v\u1edbi doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">K\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh ph\u1ea3i l\u1eadp th\u00e0nh v\u0103n b\u1ea3n c\u00f3 ch\u1eef k\u00fd c\u1ee7a c\u00e1c b\u00ean li\u00ean quan.<\/span><\/p>\n<h3><b>B\u01b0\u1edbc 3: Nh\u1eadn t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m (ch\u1ec9 \u00e1p d\u1ee5ng v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng)<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Th\u1eddi h\u1ea1n \u0111\u01b0\u1ee3c tr\u1ea3 ti\u1ec1n t\u1ea1m \u1ee9ng:. Trong 03 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o v\u1ec1 v\u1ee5 tai n\u1ea1n.<\/span><\/p>\n<h3><b>B\u01b0\u1edbc 4: N\u1ed9p h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Th\u1eddi h\u1ea1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng: 01 n\u0103m k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p do nguy\u00ean nh\u00e2n kh\u00e1ch quan v\u00e0 b\u1ea5t kh\u1ea3 kh\u00e1ng). H\u1ed3 s\u01a1 c\u1ea7n chu\u1ea9n b\u1ecb nh\u01b0 sau:<\/span><\/p>\n<h4><b>Gi\u1ea5y t\u1edd ch\u1ee9ng minh nh\u00e2n th\u00e2n\u00a0<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn xe, ng\u01b0\u1eddi l\u00e1i xe: B\u1ea3n sao c\u00f4ng ch\u1ee9ng ho\u1eb7c B\u1ea3n sao c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m sau khi \u0111\u00e3 \u0111\u1ed1i chi\u1ebfu v\u1edbi b\u1ea3n ch\u00ednh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y \u0111\u0103ng k\u00fd xe (ho\u1eb7c b\u1ea3n sao ch\u1ee9ng th\u1ef1c Gi\u1ea5y \u0111\u0103ng k\u00fd xe k\u00e8m b\u1ea3n g\u1ed1c Gi\u1ea5y bi\u00ean nh\u1eadn c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f2n hi\u1ec7u l\u1ef1c, thay cho b\u1ea3n ch\u00ednh Gi\u1ea5y \u0111\u0103ng k\u00fd xe trong th\u1eddi gian t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gi\u1eef b\u1ea3n ch\u00ednh Gi\u1ea5y \u0111\u0103ng k\u00fd xe) ho\u1eb7c ch\u1ee9ng t\u1eeb chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu xe v\u00e0 ch\u1ee9ng t\u1eeb ngu\u1ed3n g\u1ed1c xe (tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y ph\u00e9p l\u00e1i xe.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u1ebb c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n ho\u1eb7c H\u1ed9 chi\u1ebfu ho\u1eb7c c\u00e1c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c.\u00a0<\/span><\/li>\n<\/ul>\n<h4><b>Gi\u1ea5y t\u1edd ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng: B\u1ea3n sao c\u1ee7a c\u00e1c c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c b\u1ea3n sao c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m sau khi \u0111\u00e3 \u0111\u1ed1i chi\u1ebfu v\u1edbi b\u1ea3n ch\u00ednh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn th\u01b0\u01a1ng t\u00edch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u1ed3 s\u01a1 b\u1ec7nh \u00e1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u00edch l\u1ee5c khai t\u1eed ho\u1eb7c Gi\u1ea5y b\u00e1o t\u1eed ho\u1eb7c v\u0103n b\u1ea3n x\u00e1c nh\u1eadn c\u1ee7a c\u01a1 quan c\u00f4ng an ho\u1eb7c k\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh c\u1ee7a C\u01a1 quan gi\u00e1m \u0111\u1ecbnh ph\u00e1p y \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u1ea1n nh\u00e2n ch\u1ebft tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng, ch\u1ebft do tai n\u1ea1n.<\/span><\/li>\n<\/ul>\n<h4><b>Gi\u1ea5y t\u1edd ch\u1ee9ng minh thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n<\/b><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb h\u1ee3p l\u1ec7 v\u1ec1 vi\u1ec7c s\u1eeda ch\u1eefa, thay m\u1edbi t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i do tai n\u1ea1n giao th\u00f4ng g\u00e2y ra (tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n s\u1eeda ch\u1eefa, kh\u1eafc ph\u1ee5c thi\u1ec7t h\u1ea1i, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m thu th\u1eadp gi\u1ea5y t\u1edd n\u00e0y).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c gi\u1ea5y t\u1edd, h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb li\u00ean quan \u0111\u1ebfn chi ph\u00ed ph\u00e1t sinh m\u00e0 ch\u1ee7 xe c\u01a1 gi\u1edbi \u0111\u00e3 chi ra \u0111\u1ec3 gi\u1ea3m thi\u1ec3u t\u1ed5n th\u1ea5t hay \u0111\u1ec3 th\u1ef1c hi\u1ec7n theo ch\u1ec9 d\u1eabn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">C\u00e1c gi\u1ea5y t\u1edd kh\u00e1c trong h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7 s\u1ebd do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m thu th\u1eadp.<\/span><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_7156\" aria-describedby=\"caption-attachment-7156\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7156 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-dien-tu-okxe-opes-4-20221007084939-qcza9dxa_o.jpg\" alt=\"\" width=\"2400\" height=\"1600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1600;\" \/><figcaption id=\"caption-attachment-7156\" class=\"wp-caption-text\">B\u1ea1n c\u00f3 th\u1ec3 theo d\u00f5i quy \u0111\u1ecbnh v\u00e0 h\u01b0\u1edbng d\u1eabn b\u1ed3i th\u01b0\u1eddng cho b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/figcaption><\/figure>\n<h3><b>B\u01b0\u1edbc 5: Th\u1eddi gian nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Th\u1eddi h\u1ea1n thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng: Trong v\u00f2ng 15 ng\u00e0y k\u1ec3 t\u1eeb khi nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m h\u1ee3p l\u1ec7 (tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i ti\u1ebfn h\u00e0nh x\u00e1c minh h\u1ed3 s\u01a1 l\u00e0 kh\u00f4ng qu\u00e1 30 ng\u00e0y). N\u1ebfu t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n v\u1ec1 l\u00fd do t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng trong th\u1eddi h\u1ea1n 30 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tr\u00ean \u0111\u00e2y l\u00e0 t\u1ed5ng h\u1ee3p to\u00e0n b\u1ed9 th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh b\u1edfi ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh. Hy v\u1ecdng r\u1eb1ng b\u00e0i vi\u1ebft \u0111\u00e3 gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y, c\u0169ng nh\u01b0 gi\u00fap b\u1ea1n n\u1eafm r\u00f5 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n khi mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c.\u00a0<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">N\u1ebfu c\u00f3 b\u1ea5t k\u1ef3 \u0111i\u1ec1u g\u00ec c\u1ea7n th\u1eafc m\u1eafc, b\u1ea1n h\u00e3y \u0111\u1ec3 l\u1ea1i c\u00e2u h\u1ecfi d\u01b0\u1edbi ph\u1ea7n b\u00ecnh lu\u1eadn c\u1ee7a b\u00e0i vi\u1ebft n\u00e0y \u0111\u1ec3 \u0111\u01b0\u1ee3c OKXE gi\u1ea3i \u0111\u00e1p nhanh ch\u00f3ng nh\u00e9.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Theo b\u1ea1n, t\u1ea1i sao ph\u00e1p lu\u1eadt l\u1ea1i quy \u0111\u1ecbnh c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y? Th\u1eadt s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y. Hay ch\u1ec9 \u0111\u00e2y ch\u1ec9 l\u00e0 c\u00f4ng c\u1ee5 \u0111\u1ed1i ph\u00f3 \u0111\u1ec3 ch\u00fang ta kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh? C\u00f9ng t\u00ecm l\u1eddi gi\u1ea3i \u0111\u00e1p th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178],"tags":[303,272],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Gi\u1ea3i \u0111\u00e1p t\u1eeb A-Z v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y hi\u1ec7n nay<\/title>\n<meta name=\"description\" content=\"B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft kh\u00f4ng? N\u1ed9i dung trong b\u00e0i s\u1ebd gi\u00fap b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn r\u00f5 h\u01a1n v\u1ec1 lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y. C\u00f9ng xem nh\u00e9.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/13.251.190.156\/blog\/phap-luat\/giai-dap-tu-a-z-ve-bao-hiem-bat-buoc-xe-may-hien-nay\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gi\u1ea3i \u0111\u00e1p t\u1eeb A-Z v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y hi\u1ec7n nay\" \/>\n<meta property=\"og:description\" content=\"B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft kh\u00f4ng? N\u1ed9i dung trong b\u00e0i s\u1ebd gi\u00fap b\u1ea1n c\u00f3 c\u00e1i nh\u00ecn r\u00f5 h\u01a1n v\u1ec1 lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y. 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