{"id":7790,"date":"2022-07-02T00:00:16","date_gmt":"2022-07-01T17:00:16","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=7790"},"modified":"2024-04-17T13:32:50","modified_gmt":"2024-04-17T06:32:50","slug":"muc-boi-thuong-bao-hiem-xe-may-ban-can-biet","status":"publish","type":"post","link":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet","title":{"rendered":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e17627975fc\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69e17627975fc\"  type=\"checkbox\" id=\"item-69e17627975fc\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\/#Mua_bao_hiem_xe_may_dien_tu_tren_ung_dung_OKXE\" title=\"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\/#Co_bao_nhieu_loai_bao_hiem_xe_may\" title=\"C\u00f3 bao nhi\u00eau lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y?\">C\u00f3 bao nhi\u00eau lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\/#Dieu_kien_de_nhan_duoc_boi_thuong_tu_bao_hiem_xe_may\" title=\"\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y\">\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\/#Nhung_truong_hop_khong_duoc_boi_thuong_tu_bao_hiem_xe_may\" title=\"Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\/#Ai_se_duoc_nhan_tien_tu_bao_hiem_xe_may\" title=\"Ai s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y?\">Ai s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\/#Bao_hiem_xe_may_duoc_boi_thuong_bao_nhieu\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng bao nhi\u00eau?\">B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng bao nhi\u00eau?<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh l\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, v\u1edbi vai tr\u00f2 gi\u1ea3m thi\u1ec3u ph\u1ea7n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i m\u00e0 l\u00e1i xe g\u00e2y ra cho b\u00ean th\u1ee9 3. V\u1eady Lu\u1eadt quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/b><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Ph\u1ea3i th\u1eeba nh\u1eadn r\u1eb1ng, kh\u00f4ng \u00edt ng\u01b0\u1eddi trong s\u1ed1 ch\u00fang ta coi nh\u1eb9 t\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y. L\u00fd do cho \u0111i\u1ec1u n\u00e0y \u0111\u1ebfn t\u1eeb nhi\u1ec1u nguy\u00ean nh\u00e2n nh\u01b0: th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ph\u1ee9c t\u1ea1p, kh\u00f4ng hi\u1ec3u r\u00f5 v\u1ec1 vai tr\u00f2 v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y, ho\u1eb7c <\/span><span style=\"font-weight: 400;\">\u2026\u00a0<\/span><\/strong><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ch\u00ednh m\u00ecnh khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y. B\u1ea1n c\u1ea7n hi\u1ec3u r\u00f5 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. Khi \u0111\u00f3, b\u1ea1n s\u1ebd bi\u1ebft \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i chi tr\u1ea3 khi c\u00f3 s\u1ef1 c\u1ed1 x\u1ea3y ra.<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE s\u1ebd h\u01b0\u1edbng d\u1eabn chi ti\u1ebft \u0111\u1ebfn b\u1ea1n v\u1ec1 c\u00e1c h\u1ea1n m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y c\u0169ng nh\u01b0 th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng. B\u1ea1n theo d\u00f5i nh\u00e9.<\/span><\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li><span style=\"font-weight: 400;\"><em><b><strong>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\">L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?<\/a><\/strong><\/b><\/em><\/span><\/li>\n<li><span style=\"font-weight: 400;\"><em><b><strong>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/dung-bao-hiem-xe-may-online-co-bi-csgt-phat-khong\">D\u00f9ng b\u1ea3o hi\u1ec3m xe m\u00e1y online c\u00f3 b\u1ecb CSGT ph\u1ea1t kh\u00f4ng?<\/a><\/strong><\/b><\/em><\/span><\/li>\n<li><strong><em>Xem th\u00eam:\u00a0<a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/thu-tuc-nhan-boi-thuong-bao-hiem-xe-may-khi-co-tai-nan\">5 b\u01b0\u1edbc \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi g\u1eb7p tai n\u1ea1n<\/a><\/em><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_7797\" aria-describedby=\"caption-attachment-7797\" style=\"width: 960px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7797 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-muc-boi-thuong-bao-hiem-xe-may-2-20220702095601-x7ky1hdz_o.jpg\" alt=\"\" width=\"960\" height=\"640\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 960px; --smush-placeholder-aspect-ratio: 960\/640;\" \/><figcaption id=\"caption-attachment-7797\" class=\"wp-caption-text\">Ng\u01b0\u1eddi\u00a0\u0111i xe m\u00e1y c\u1ea7n mua b\u1ea3o hi\u1ec3m\u00a0\u0111\u1ec3\u00a0\u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i khi c\u00f3 s\u1ee5 c\u1ed1, tai n\u1ea1n x\u1ea3y ra.\u00a0\u1ea2nh:\u00a0Zing News.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_xe_may_dien_tu_tren_ung_dung_OKXE\"><\/span><strong><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c cho m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi C\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m OPES ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE ho\u1eb7c website <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/\">okxe.vn<\/a><\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n c\u00e0i \u0111\u1eb7t phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t c\u1ee7a app OKXE, ho\u1eb7c b\u1ea5m v\u00e0o link b\u00ean d\u01b0\u1edbi \u0111\u1ec3\u00a0 mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho xe m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi OPES nhanh ch\u00f3ng, an to\u00e0n v\u00e0 l\u01b0u tr\u1eef thu\u1eadn ti\u1ec7n ngay tr\u00ean\u00a0\u0111i\u1ec7n tho\u1ea1i.<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><b><strong><a href=\"https:\/\/www.okxe.vn\/my\/insurance-provider?utm_source=Blog&amp;utm_medium=textlink&amp;utm_campaign=seo_ins\">MUA B\u1ea2O HI\u1ec2M XE M\u00c1Y \u0110I\u1ec6N T\u1eec\u00a0AN TO\u00c0N &#8211;\u00a0TI\u1ec6N L\u1ee2I &#8211;\u00a0NHANH CH\u00d3NG<\/a><\/strong><\/b><\/p>\n<p style=\"text-align: center;\"><iframe data-src=\"\/\/www.youtube.com\/embed\/IiOWemPMHWY\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 10pt;\"><em>Video h\u01b0\u1edbng d\u1eabn 3 b\u01b0\u1edbc mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/em><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Co_bao_nhieu_loai_bao_hiem_xe_may\"><\/span><strong><b>C\u00f3 bao nhi\u00eau lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n nay, tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u01b0\u1eddng b\u00e0y b\u00e1n 3 lo\u1ea1i b\u1ea3o hi\u1ec3m bao g\u1ed3m:\u00a0\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><b>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe<\/b><span style=\"font-weight: 400;\">. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\">b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/a><\/span><span style=\"font-weight: 400;\"> \u0111\u01b0\u1ee3c Lu\u1eadt Giao Th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 quy \u0111\u1ecbnh, v\u00e0 ng\u01b0\u1eddi l\u00e1i xe c\u1ea7n ph\u1ea3i xu\u1ea5t tr\u00ecnh khi \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ki\u1ec3m tra gi\u1ea5y t\u1edd. Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo Th\u00f4ng t\u01b0 04\/2021\/TT-BTC nh\u01b0 sau (ch\u01b0a bao g\u1ed3m 10% VAT): Xe m\u00f4 t\u00f4 2 b\u00e1nh d\u01b0\u1edbi 50cc, xe m\u00e1y \u0111i\u1ec7n: 55.000 \u0111\u1ed3ng\/n\u0103m; Xe m\u00f4 t\u00f4 hai b\u00e1nh tr\u00ean 50cc: 60.000 \u0111\u1ed3ng\/n\u0103m; C\u00e1c m\u00f4 t\u00f4 b\u00e1nh v\u00e0 c\u00e1c lo\u1ea1i xe g\u1eafn m\u00e1y c\u00f2n l\u1ea1i: 290.000 \u0111\u1ed3ng\/n\u0103m.<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u1ea3o hi\u1ec3m tai n\u1ea1n cho ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe<\/b><span style=\"font-weight: 400;\">. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y nh\u1eb1m b\u1ea3o v\u1ec7 cho ng\u01b0\u1eddi \u0111i xe khi x\u1ea3y ra tai n\u1ea1n. Ch\u1ee7 xe c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi l\u00e1i ho\u1eb7c cho c\u1ea3 ng\u01b0\u1eddi ng\u1ed3i sau. \u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n. Do v\u1eady s\u1ebd kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd n\u1ebfu CSGT ki\u1ec3m tra gi\u1ea5y t\u1edd.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u1ea3o hi\u1ec3m th\u00e2n xe<\/b><span style=\"font-weight: 400;\">. Lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho xe m\u00e1y. V\u00e0 \u0111\u00e2y c\u0169ng l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n. \u0110\u1ed3ng th\u1eddi kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd khi c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u ki\u1ec3m tra gi\u1ea5y t\u1edd.\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Trong ph\u1ea1m vi b\u00e0i vi\u1ebft n\u00e0y, OKXE s\u1ebd l\u00e0m r\u00f5 v\u1ec1 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c (b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe) \u0111\u1ec3 b\u1ea1n \u0111\u01b0\u1ee3c n\u1eafm r\u00f5.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dieu_kien_de_nhan_duoc_boi_thuong_tu_bao_hiem_xe_may\"><\/span><strong><b>\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP quy \u0111\u1ecbnh: B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c ch\u1ec9 b\u1ed3i th\u01b0\u1eddng khi c\u00f3 ph\u00e1t sinh c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nh\u1eefng thi\u1ec7t h\u1ea1i ngo\u00e0i h\u1ee3p \u0111\u1ed3ng v\u1ec1 s\u1ee9c kh\u1ecfe t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i cho h\u00e0nh kh\u00e1ch do xe m\u00e1y g\u00e2y ra trong m\u1ed7i v\u1ee5 tai n\u1ea1n.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Nhung_truong_hop_khong_duoc_boi_thuong_tu_bao_hiem_xe_may\"><\/span><strong><b>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Trong \u0110i\u1ec1u 18 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP, \u0111\u00e3 quy \u0111\u1ecbnh v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p d\u00f9 g\u00e2y tai n\u1ea1n nh\u01b0ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c nh\u1eadn b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c. B\u1ea1n l\u01b0u \u00fd nh\u1eefng \u0111i\u1ec1u d\u01b0\u1edbi \u0111\u00e2y nh\u00e9.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">H\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd g\u00e2y thi\u1ec7t h\u1ea1i c\u1ee7a ch\u1ee7 xe, l\u00e1i xe, ho\u1eb7c c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/span><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e1i xe g\u00e2y tai n\u1ea1n c\u1ed1 \u00fd b\u1ecf ch\u1ea1y kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe, l\u00e1i xe c\u01a1 gi\u1edbi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e1i xe kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe ho\u1eb7c Gi\u1ea5y ph\u00e9p l\u00e1i xe kh\u00f4ng ph\u00f9 h\u1ee3p \u0111\u1ed1i v\u1edbi lo\u1ea1i xe c\u01a1 gi\u1edbi b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i g\u00e2y ra h\u1eadu qu\u1ea3 gi\u00e1n ti\u1ebfp nh\u01b0: gi\u1ea3m gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i, thi\u1ec7t h\u1ea1i g\u1eafn li\u1ec1n v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng v\u00e0 khai th\u00e1c t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t c\u1eafp ho\u1eb7c b\u1ecb c\u01b0\u1edbp trong tai n\u1ea1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h5><span style=\"font-weight: 400;\">Chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1, \u0111\u1ed9ng \u0111\u1ea5t.<\/span><\/h5>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t bao g\u1ed3m: v\u00e0ng, b\u1ea1c, \u0111\u00e1 qu\u00fd, ti\u1ec1n, c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 tr\u1ecb nh\u01b0 ti\u1ec1n, \u0111\u1ed3 c\u1ed5, tranh \u1ea3nh qu\u00fd hi\u1ebfm, thi h\u00e0i, h\u00e0i c\u1ed1t.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi l\u00e1i xe ch\u01b0a \u0111\u1ee7 \u0111\u1ed9 tu\u1ed5i ho\u1eb7c qu\u00e1 \u0111\u1ed9 tu\u1ed5i \u0111i\u1ec1u khi\u1ec3n xe c\u01a1 gi\u1edbi theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u1ec1 giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi l\u00e1i xe s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe kh\u00f4ng h\u1ee3p l\u1ec7 ho\u1eb7c s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe kh\u00f4ng do c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u1ea5p, Gi\u1ea5y ph\u00e9p l\u00e1i xe b\u1ecb t\u1ea9y x\u00f3a ho\u1eb7c s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ebft h\u1ea1n s\u1eed d\u1ee5ng t\u1ea1i th\u1eddi \u0111i\u1ec3m x\u1ea3y ra tai n\u1ea1n;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi l\u00e1i xe b\u1ecb t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe c\u00f3 th\u1eddi h\u1ea1n ho\u1eb7c b\u1ecb thu h\u1ed3i Gi\u1ea5y ph\u00e9p l\u00e1i xe th\u00ec \u0111\u01b0\u1ee3c coi l\u00e0 kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n do l\u00e1i xe \u0111i\u1ec1u khi\u1ec3n xe m\u00e0 trong m\u00e1u ho\u1eb7c h\u01a1i th\u1edf c\u00f3 n\u1ed3ng \u0111\u1ed9 c\u1ed3n, s\u1eed d\u1ee5ng ma t\u00fay v\u00e0 ch\u1ea5t k\u00edch th\u00edch b\u1ecb c\u1ea5m theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ai_se_duoc_nhan_tien_tu_bao_hiem_xe_may\"><\/span><strong><b>Ai s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 kho\u1ea3n 1 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u00e0:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ee7 xe c\u01a1 gi\u1edbi ho\u1eb7c ng\u01b0\u1eddi l\u00e1i xe c\u00f3 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m: \u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi n\u00e0y \u0111\u00e3 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i ho\u1eb7c ng\u01b0\u1eddi th\u1eeba k\u1ebf (ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i ch\u1ebft) ho\u1eb7c ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u1ee7a h\u1ecd: \u0110\u01b0\u1ee3c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ebft.<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"font-weight: 400;\">Trong tr\u01b0\u1eddng h\u1ee3p, l\u1ed7i ho\u00e0n to\u00e0n \u0111\u1ebfn t\u1eeb b\u00ean th\u1ee9 ba. C\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ec9 b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a b\u1eb1ng 50% m\u1ee9c quy \u0111\u1ecbnh.<\/span><\/strong><\/p>\n<figure id=\"attachment_7796\" aria-describedby=\"caption-attachment-7796\" style=\"width: 1460px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7796 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-muc-boi-thuong-bao-hiem-xe-may-1-20220702095602-d1gsekdx_o.jpg\" alt=\"\" width=\"1460\" height=\"973\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1460px; --smush-placeholder-aspect-ratio: 1460\/973;\" \/><figcaption id=\"caption-attachment-7796\" class=\"wp-caption-text\">Ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m xe m\u00e1y c\u1ea7n t\u00ecm hi\u1ec3u c\u00e1c quy \u0111\u1ecbnh v\u1ec1 \u0111\u1ec1n b\u00f9. \u1ea2nh: Zing News.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_duoc_boi_thuong_bao_nhieu\"><\/span><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng bao nhi\u00eau?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hi\u1ec7n t\u1ea1i, m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng do xe m\u00e1y g\u00e2y ra l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 tai n\u1ea1n. T\u00f9y v\u00e0o m\u1ee9c \u0111\u1ed9 th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i ho\u1eb7c theo th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean m\u00e0 s\u1ed1 ti\u1ec1n s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3, nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 150 tri\u1ec7u \u0111\u1ed3ng (Theo \u0111i\u1ec3m Theo \u0111i\u1ec3m a kho\u1ea3n 3 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03\/2021 N\u0110-CP).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00e0 C\u0103n c\u1ee9 ph\u1ee5 l\u1ee5c I ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y. M\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh c\u1ee5 th\u1ec3 nh\u01b0 sau:\u00a0<\/span><\/p>\n<h3><b>Khi c\u00f3 thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng\u00a0<\/b><\/h3>\n<h4><b>B\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a 150 tri\u1ec7u \u0111\u1ed3ng<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Khi ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i ch\u1ebft ho\u1eb7c t\u1ed5n th\u01b0\u01a1ng n\u00e3o g\u00e2y di ch\u1ee9ng s\u1ed1ng ki\u1ec3u th\u1ef1c v\u1eadt.\u00a0<\/span><\/p>\n<h4><b>B\u1ed3i th\u01b0\u1eddng theo m\u1ee9c \u0111\u1ed9 th\u01b0\u01a1ng t\u1eadt<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo c\u00f4ng th\u1ee9c sau:\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><b>S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng = T\u1ef7 l\u1ec7 t\u1ed5n th\u01b0\u01a1ng x M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Trong \u0111\u00f3 t\u1ef7 l\u1ec7 t\u1ed5n th\u01b0\u01a1ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho t\u1ed5n th\u01b0\u01a1ng X\u01b0\u01a1ng s\u1ecd v\u00e0 h\u1ec7 Th\u1ea7n kinh:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ea1m s\u1ecd. T\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u01b0\u01a1ng \u1ee9ng l\u00e0 6% &#8211; 10%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ebb s\u1ecd \u0111\u01b0\u1eddng k\u00ednh ho\u1eb7c chi\u1ec1u d\u00e0i ch\u1ed7 m\u1ebb d\u01b0\u1edbi 3cm. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u1eeb 11% &#8211; 15%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ebb s\u1ecd \u0111\u01b0\u1eddng k\u00ednh ho\u1eb7c chi\u1ec1u d\u00e0i ch\u1ed7 m\u1ebb t\u1eeb 3 cm tr\u1edf l\u00ean. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u1eeb 16% &#8211; 20%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ea5t x\u01b0\u01a1ng b\u1ea3n ngo\u00e0i, di\u1ec7n t\u00edch d\u01b0\u1edbi 3 cm2. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u1eeb 16% &#8211; 20%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ea5t x\u01b0\u01a1ng b\u1ea3n ngo\u00e0i, di\u1ec7n t\u00edch t\u1eeb 3cm2 tr\u1edf l\u00ean. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u1eeb 21% &#8211; 25%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khuy\u1ebft s\u1ecd \u0111\u00e1y ch\u1eafc di\u1ec7n t\u00edch d\u01b0\u1edbi 3 cm2. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u1eeb 21% &#8211; 25%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khuy\u1ebft s\u1ecd \u0111\u00e1y ch\u1eafc di\u1ec7n t\u00edch t\u1eeb 3 \u0111\u1ebfn 5 cm2. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt t\u1eeb 26% &#8211; 30%<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">V\u00ed d\u1ee5: M\u1ea5t x\u01b0\u01a1ng b\u1ea3n ngo\u00e0i v\u1edbi t\u1ef7 l\u1ec7 18%. Th\u00ec b\u1ed3i th\u01b0\u1eddng: 18% x 150 tri\u1ec7u \u0111\u1ed3ng = 27 tri\u1ec7u \u0111\u1ed3ng<\/span><\/p>\n<h3><b>Thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n do xe m\u00e1y g\u00e2y ra l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng\/v\u1ee5 tai n\u1ea1n. (Theo kho\u1ea3n 2 \u0110i\u1ec1u 4 Th\u00f4ng t\u01b0 04\/2021\/TT-BTC).<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">V\u00e0 c\u0103n c\u1ee9 \u0111i\u1ec3m b kho\u1ea3n 3 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03\/2021 N\u0110-CP quy \u0111\u1ecbnh: M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1edbi thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n\/v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m (50 tri\u1ec7u \u0111\u1ed3ng).<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh l\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, v\u1edbi vai tr\u00f2 gi\u1ea3m thi\u1ec3u ph\u1ea7n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i m\u00e0 l\u00e1i xe g\u00e2y ra cho b\u00ean th\u1ee9 3. V\u1eady Lu\u1eadt quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[177],"tags":[303,272],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft<\/title>\n<meta name=\"description\" content=\"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE gi\u00fap b\u1ea1n n\u1eafm r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ed1i \u0111a l\u00e0 bao nhi\u00eau. B\u1ea1n xe nh\u00e9\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft\" \/>\n<meta property=\"og:description\" content=\"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE gi\u00fap b\u1ea1n n\u1eafm r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ed1i \u0111a l\u00e0 bao nhi\u00eau. B\u1ea1n xe nh\u00e9\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\" \/>\n<meta property=\"og:site_name\" content=\"OKXE Blog | N\u00e2ng cao \u0111\u1eddi s\u1ed1ng giao th\u00f4ng v\u1edbi OKXE Vi\u1ec7t Nam\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/okxevietnam\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/okxevietnam\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-01T17:00:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-17T06:32:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/958-muc-boi-thuong-bao-hiem-xe-may-2-16567304966861_o.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\",\"url\":\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\",\"name\":\"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft\",\"isPartOf\":{\"@id\":\"https:\/\/www.okxe.vn\/blog\/#website\"},\"datePublished\":\"2022-07-01T17:00:16+00:00\",\"dateModified\":\"2024-04-17T06:32:50+00:00\",\"author\":{\"@id\":\"https:\/\/www.okxe.vn\/blog\/#\/schema\/person\/c00b320af6494de5a7edca33b4ae1157\"},\"description\":\"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE gi\u00fap b\u1ea1n n\u1eafm r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ed1i \u0111a l\u00e0 bao nhi\u00eau. B\u1ea1n xe nh\u00e9\",\"breadcrumb\":{\"@id\":\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Trang ch\u1ee7\",\"item\":\"https:\/\/www.okxe.vn\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.okxe.vn\/blog\/#website\",\"url\":\"https:\/\/www.okxe.vn\/blog\/\",\"name\":\"OKXE Blog | N\u00e2ng cao \u0111\u1eddi s\u1ed1ng giao th\u00f4ng v\u1edbi OKXE Vi\u1ec7t Nam\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.okxe.vn\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"vi\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.okxe.vn\/blog\/#\/schema\/person\/c00b320af6494de5a7edca33b4ae1157\",\"name\":\"Admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/www.okxe.vn\/blog\/#\/schema\/person\/image\/\",\"url\":\"http:\/\/2.gravatar.com\/avatar\/268e8504e3c69460f368f921169867a6?s=96&d=mm&r=g\",\"contentUrl\":\"http:\/\/2.gravatar.com\/avatar\/268e8504e3c69460f368f921169867a6?s=96&d=mm&r=g\",\"caption\":\"Admin\"},\"description\":\"Trang blog ch\u00ednh th\u1ee9c c\u1ee7a OKXE. T\u1ea1i \u0111\u00e2y, b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm \u0111\u01b0\u1ee3c cho m\u00ecnh c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn xe v\u00e0 khuy\u1ebfn m\u00e3i. Tham gia c\u00f9ng OKXE ngay h\u00f4m nay!\",\"sameAs\":[\"https:\/\/www.facebook.com\/okxevietnam\",\"https:\/\/www.linkedin.com\/company\/okxe\/\",\"https:\/\/www.youtube.com\/channel\/UCHBLSPXbaaByZWoqaBVU9VA\"],\"honorificPrefix\":\"\u00d4ng\",\"honorificSuffix\":\"MR\",\"gender\":\"nam\",\"knowsLanguage\":[\"Ti\u1ebfng Vi\u1ec7t\",\"Ti\u1ebfng Anh\"],\"jobTitle\":\"IT\",\"worksFor\":\"OKXE Vi\u1ec7t Nam\",\"url\":\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/author\/okxe\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft","description":"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE gi\u00fap b\u1ea1n n\u1eafm r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ed1i \u0111a l\u00e0 bao nhi\u00eau. B\u1ea1n xe nh\u00e9","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet","og_locale":"vi_VN","og_type":"article","og_title":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft","og_description":"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE gi\u00fap b\u1ea1n n\u1eafm r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ed1i \u0111a l\u00e0 bao nhi\u00eau. B\u1ea1n xe nh\u00e9","og_url":"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet","og_site_name":"OKXE Blog | N\u00e2ng cao \u0111\u1eddi s\u1ed1ng giao th\u00f4ng v\u1edbi OKXE Vi\u1ec7t Nam","article_publisher":"https:\/\/www.facebook.com\/okxevietnam","article_author":"https:\/\/www.facebook.com\/okxevietnam","article_published_time":"2022-07-01T17:00:16+00:00","article_modified_time":"2024-04-17T06:32:50+00:00","og_image":[{"width":960,"height":640,"url":"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/958-muc-boi-thuong-bao-hiem-xe-may-2-16567304966861_o.jpg","type":"image\/jpeg"}],"author":"Admin","twitter_card":"summary_large_image","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Admin","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"10 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet","url":"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet","name":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft","isPartOf":{"@id":"https:\/\/www.okxe.vn\/blog\/#website"},"datePublished":"2022-07-01T17:00:16+00:00","dateModified":"2024-04-17T06:32:50+00:00","author":{"@id":"https:\/\/www.okxe.vn\/blog\/#\/schema\/person\/c00b320af6494de5a7edca33b4ae1157"},"description":"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE gi\u00fap b\u1ea1n n\u1eafm r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ed1i \u0111a l\u00e0 bao nhi\u00eau. B\u1ea1n xe nh\u00e9","breadcrumb":{"@id":"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.okxe.vn\/blog\/tu-van\/muc-boi-thuong-bao-hiem-xe-may-ban-can-biet#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Trang ch\u1ee7","item":"https:\/\/www.okxe.vn\/blog\/"},{"@type":"ListItem","position":2,"name":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea1n c\u1ea7n bi\u1ebft"}]},{"@type":"WebSite","@id":"https:\/\/www.okxe.vn\/blog\/#website","url":"https:\/\/www.okxe.vn\/blog\/","name":"OKXE Blog | N\u00e2ng cao \u0111\u1eddi s\u1ed1ng giao th\u00f4ng v\u1edbi OKXE Vi\u1ec7t Nam","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.okxe.vn\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"vi"},{"@type":"Person","@id":"https:\/\/www.okxe.vn\/blog\/#\/schema\/person\/c00b320af6494de5a7edca33b4ae1157","name":"Admin","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/www.okxe.vn\/blog\/#\/schema\/person\/image\/","url":"http:\/\/2.gravatar.com\/avatar\/268e8504e3c69460f368f921169867a6?s=96&d=mm&r=g","contentUrl":"http:\/\/2.gravatar.com\/avatar\/268e8504e3c69460f368f921169867a6?s=96&d=mm&r=g","caption":"Admin"},"description":"Trang blog ch\u00ednh th\u1ee9c c\u1ee7a OKXE. T\u1ea1i \u0111\u00e2y, b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm \u0111\u01b0\u1ee3c cho m\u00ecnh c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn xe v\u00e0 khuy\u1ebfn m\u00e3i. Tham gia c\u00f9ng OKXE ngay h\u00f4m nay!","sameAs":["https:\/\/www.facebook.com\/okxevietnam","https:\/\/www.linkedin.com\/company\/okxe\/","https:\/\/www.youtube.com\/channel\/UCHBLSPXbaaByZWoqaBVU9VA"],"honorificPrefix":"\u00d4ng","honorificSuffix":"MR","gender":"nam","knowsLanguage":["Ti\u1ebfng Vi\u1ec7t","Ti\u1ebfng Anh"],"jobTitle":"IT","worksFor":"OKXE Vi\u1ec7t Nam","url":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/author\/okxe"}]}},"_links":{"self":[{"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/posts\/7790"}],"collection":[{"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/comments?post=7790"}],"version-history":[{"count":3,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/posts\/7790\/revisions"}],"predecessor-version":[{"id":15819,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/posts\/7790\/revisions\/15819"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/media\/7795"}],"wp:attachment":[{"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/media?parent=7790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/categories?post=7790"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/wp-json\/wp\/v2\/tags?post=7790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}