{"id":7889,"date":"2022-06-23T15:30:22","date_gmt":"2022-06-23T08:30:22","guid":{"rendered":"https:\/\/www.okxe.vn\/blog\/?p=7889"},"modified":"2024-04-19T16:02:50","modified_gmt":"2024-04-19T09:02:50","slug":"loi-khong-bao-hiem-xe-may-phat-bao-nhieu","status":"publish","type":"post","link":"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu","title":{"rendered":"L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_60 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i Dung T&oacute;m T\u1eaft B&agrave;i Vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e1782db2999\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69e1782db2999\"  type=\"checkbox\" id=\"item-69e1782db2999\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\/#Bao_hiem_xe_may_co_tac_dung_gi\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec?\">B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\/#Khong_co_bao_hiem_xe_may_bi_phat_bao_nhieu\" title=\"Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb ph\u1ea1t bao nhi\u00eau?\">Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb ph\u1ea1t bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\/#Mua_bao_hiem_xe_may_o_dau\" title=\"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u?\u00a0\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/ec2-54-169-97-118.ap-southeast-1.compute.amazonaws.com\/blog\/phap-luat\/loi-khong-bao-hiem-xe-may-phat-bao-nhieu\/#Muc_boi_thuong_bao_hiem_xe_may\" title=\"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y\">M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong><b>Lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 quy \u0111\u1ecbnh r\u1ea5t r\u00f5 v\u1ec1 m\u1ee9c ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c khi tham gia giao th\u00f4ng. V\u1eady, c\u1ee5 th\u1ec3 l\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau? N\u1ebfu c\u00f3 s\u1ef1 c\u1ed1, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o? B\u1ea1n xem nh\u00e9.<\/b><\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Gi\u1ea5y \u0111\u0103ng k\u00fd xe, gi\u1ea5y ph\u00e9p l\u00e1i xe v\u00e0 b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi xe m\u00e1y. L\u00e0 ba lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n ph\u1ea3i c\u00f3 khi tham gia giao th\u00f4ng.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, hi\u1ec7n nay kh\u00f4ng \u00edt b\u1ea1n v\u1eabn cho r\u1eb1ng vi\u1ec7c mua b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft. V\u00e0 kh\u00f4ng th\u1ef1c s\u1ef1 h\u1eefu d\u1ee5ng cho ng\u01b0\u1eddi tham gia giao th\u00f4ng. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf. Vi\u1ec7c Lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 quy \u0111\u1ecbnh m\u1ee9c ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y. \u0110\u00e3 cho th\u1ea5y ph\u1ea7n n\u00e0o v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y.<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">V\u1eady, b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia giao th\u00f4ng? T\u1ea1i sao c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/span><\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong><span style=\"font-weight: 400;\"><em><b>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/bao-hiem-xe-may-nen-mua-loai-nao-thi-khong-bi-xu-phat\">B\u1ea3o hi\u1ec3m xe m\u00e1y n\u00ean mua lo\u1ea1i n\u00e0o th\u00ec kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t<\/a><\/b><\/em><\/span><\/strong><\/li>\n<li><strong><span style=\"font-weight: 400;\"><em><b>Xem th\u00eam: <a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/dung-bao-hiem-xe-may-online-co-bi-csgt-phat-khong\">D\u00f9ng b\u1ea3o hi\u1ec3m xe m\u00e1y online c\u00f3 b\u1ecb CSGT ph\u1ea1t kh\u00f4ng?<\/a><\/b><\/em><\/span><\/strong><\/li>\n<li><strong><b><em>Xem th\u00eam:\u00a0<a href=\"https:\/\/www.okxe.vn\/blog\/tu-van\/thu-tuc-nhan-boi-thuong-bao-hiem-xe-may-khi-co-tai-nan\">5 b\u01b0\u1edbc \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi g\u1eb7p tai n\u1ea1n<\/a><\/em><\/b><\/strong><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-7907 size-full lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/90-content-news-bao-hiem-xe-may-online-20221204105212-krn53sr4_o-7.png\" alt=\"\" width=\"1080\" height=\"1080\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_co_tac_dung_gi\"><\/span><strong><b>B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 t\u00e1c d\u1ee5ng g\u00ec?<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Theo Ngh\u1ecb \u0111\u1ecbnh 103\/2008\/N\u0110-CP cho bi\u1ebft: Ch\u1ee7 xe c\u01a1 gi\u1edbi ph\u1ea3i mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y. B\u1eb1ng quy \u0111\u1ecbnh n\u00e0y s\u1ebd gi\u00fap b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a ch\u1ee7 xe c\u0169ng nh\u01b0 kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c h\u1eadu qu\u1ea3 khi c\u00f3 va ch\u1ea1m. V\u00e0 \u0111\u1ea3m b\u1ea3o tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe khi tham gia giao th\u00f4ng.<\/span><\/p>\n<figure id=\"attachment_7906\" aria-describedby=\"caption-attachment-7906\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7906 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/27-content-news-loi-khong-bao-hiem-xe-may-bi-phat-bao-nhieu-20220623103658-munanbxh_o.jpg\" alt=\"\" width=\"2400\" height=\"1600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1600;\" \/><figcaption id=\"caption-attachment-7906\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong ba lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ph\u1ea3i mang theo khi tham gia giao th\u00f4ng.<\/figcaption><\/figure>\n<p><strong><span style=\"font-weight: 400;\">Theo \u0111\u00f3, trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n giao th\u00f4ng, b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 th\u1ec3 chi tr\u1ea3 trong ph\u1ea1m vi l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng.\u00a0<\/span><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Khong_co_bao_hiem_xe_may_bi_phat_bao_nhieu\"><\/span><b>Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb ph\u1ea1t bao nhi\u00eau?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">N\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y. Ng\u01b0\u1eddi tham gia giao th\u00f4ng s\u1ebd b\u1ecb ph\u1ea1t h\u00e0nh ch\u00ednh theo quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 100. M\u1ee9c ph\u1ea1t \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ph\u1ea1t ti\u1ec1n t\u1eeb 100.000 \u0111\u1ed3ng \u0111\u1ebfn 200.000 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00f4t\u00f4, xe g\u1eafn m\u00e1y, c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe m\u00f4t\u00f4 v\u00e0 c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe g\u1eafn m\u00e1y kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Nh\u01b0 v\u1eady, khi tham gia giao th\u00f4ng, cho d\u00f9 ch\u00fang ta c\u00f3 mua b\u1ea3o hi\u1ec3m nh\u01b0ng kh\u00f4ng mang theo, ho\u1eb7c l\u1ed7i do b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ecb h\u1ebft h\u1ea1n c\u0169ng s\u1ebd b\u1ecb x\u1eed ph\u1ea1t t\u1eeb 100.000 &#8211; 200.000 \u0111\u1ed3ng. V\u00ec v\u1eady b\u1ea1n l\u01b0u \u00fd v\u1ec1 quy \u0111\u1ecbnh n\u00e0y \u0111\u1ec3 c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ea5t c\u1ee9 l\u00fac n\u00e0o nh\u00e9.\u00a0\u00a0<\/span><\/p>\n<figure id=\"attachment_7909\" aria-describedby=\"caption-attachment-7909\" style=\"width: 2400px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7909 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/27-content-news-loi-khong-bao-hiem-xe-may-bi-phat-bao-nhieu-1-20220623103708-ujxxdiy6_o.jpg\" alt=\"\" width=\"2400\" height=\"1602\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1602;\" \/><figcaption id=\"caption-attachment-7909\" class=\"wp-caption-text\">Ng\u01b0\u1eddi l\u00e1i xe s\u1ebd b\u1ecb ph\u1ea1t t\u1eeb 100.000 &#8211; 200.000 \u0111\u1ed3ng khi kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng th\u1ec3 xu\u1ea5t tr\u00ecnh b\u1ea3o hi\u1ec3m xe m\u00e1y. \u1ea2nh: Zing News.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_xe_may_o_dau\"><\/span><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u?\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, kh\u00f4ng kh\u00f3 \u0111\u1ec3 nh\u00ecn th\u1ea5y nh\u1eefng h\u00ecnh \u1ea3nh ng\u01b0\u1eddi b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y ch\u00e0o b\u00e1n \u1edf hai b\u00ean \u0111\u01b0\u1eddng qu\u1ed1c l\u1ed9 v\u1edbi m\u1ee9c gi\u00e1 ch\u1ec9 10.000 \u0111\u1ed3ng c\u00f9ng v\u1edbi l\u1eddi t\u01b0 v\u1ea5n: Khi mua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd kh\u00f4ng b\u1ecb ph\u1ea1t n\u1ebfu b\u1ecb ki\u1ec3m tra, ho\u1eb7c ch\u1eb3ng may c\u00f3 r\u1ee7i ro c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng nh\u01b0 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ec7nh gi\u00e1 kh\u00e1c.\u00a0<\/span><\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, b\u1ea3o hi\u1ec3m 10.000 \u0111\u1ed3ng ch\u1ec9 l\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n. Lo\u1ea1i h\u00ecnh n\u00e0y c\u00f3 gi\u00e1 tr\u1ecb b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a 10 tri\u1ec7u \u0111\u1ed3ng v\u00e0 kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c trong vi\u1ec7c xu\u1ea5t tr\u00ecnh \u0111\u1ec3 ki\u1ec3m tra gi\u1ea5y t\u1edd. Do \u0111\u00f3, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y 10.000 \u0111\u1ed3ng v\u1eabn b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh nh\u01b0 quy \u0111\u1ecbnh.<\/span><\/p>\n<figure id=\"attachment_7908\" aria-describedby=\"caption-attachment-7908\" style=\"width: 1460px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-7908 lazyload\" data-src=\"https:\/\/www.okxe.vn\/blog\/wp-content\/uploads\/2023\/12\/27-content-news-loi-khong-bao-hiem-xe-may-bi-phat-bao-nhieu-3-20220623103734-isoicf6m_o.jpg\" alt=\"\" width=\"1460\" height=\"973\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1460px; --smush-placeholder-aspect-ratio: 1460\/973;\" \/><figcaption id=\"caption-attachment-7908\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m xe m\u00e1y TNNN l\u00e0 B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi ng\u1ed3i sau. B\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd khi \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ki\u1ec3m tra gi\u1ea5y t\u1edd. \u1ea2nh: Zing News.<\/figcaption><\/figure>\n<h5><strong><span style=\"font-weight: 400;\">\u0110\u1ec3 mua b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u0111\u00fang theo quy \u0111\u1ecbnh, b\u1ea1n n\u00ean mua t\u1ea1i \u0111\u1ea1i l\u00fd ph\u00e2n ph\u1ed1i t\u1ea1i c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a B\u1ea3o Vi\u1ec7t, B\u1ea3o hi\u1ec3m qu\u00e2n \u0111\u1ed9i MIC, PVI, B\u1ea3o hi\u1ec3m BIC\u2026 hi\u1ec7n \u0111\u01b0\u1ee3c b\u00e1n l\u1ebb t\u1ea1i \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, c\u1eeda h\u00e0ng\/\u0111\u1ea1i l\u00fd xe m\u00e1y ho\u1eb7c tr\u1ea1m x\u0103ng.\u00a0\u0110\u1eb7c bi\u1ec7t, <\/span><span style=\"font-weight: 400;\">nay b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE \u0111\u1ea5y.<\/span><\/strong><\/h5>\n<p><span style=\"font-weight: 400;\">Theo Th\u00f4ng t\u01b0 04\/2021\/TT-BTC gi\u00e1 b\u00e1n d\u00e0nh cho b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 2 b\u00e1nh d\u01b0\u1edbi 50 ph\u00e2n ph\u1ed1i, xe m\u00e1y \u0111i\u1ec7n l\u00e0 60.500 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 g\u1ed3m VAT)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xe m\u00f4 t\u00f4 hai b\u00e1nh tr\u00ean 50 ph\u00e2n ph\u1ed1i l\u00e0 66.000 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 g\u1ed3m VAT)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">C\u00e1c lo\u1ea1i xe g\u1eafn m\u00e1y c\u00f2n l\u1ea1i l\u00e0 319.000 \u0111\u1ed3ng\/n\u0103m (\u0111\u00e3 g\u1ed3m VAT)<\/span><\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Muc_boi_thuong_bao_hiem_xe_may\"><\/span><strong><b>M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y<\/b><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><b>Ph\u1ea1m vi \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Theo \u0110i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP cho bi\u1ebft C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng khi c\u00f3:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i ngo\u00e0i h\u1ee3p \u0111\u1ed3ng v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba do xe c\u01a1 gi\u1edbi g\u00e2y ra.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng c\u1ee7a h\u00e0nh kh\u00e1ch do xe c\u01a1 gi\u1edbi g\u00e2y ra.<\/span><\/li>\n<\/ul>\n<h3><b>M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y<\/b><\/h3>\n<h4><b>V\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Theo \u0111i\u1ec3m a, kho\u1ea3n 3 \u0111i\u1ec1u 14 ngh\u1ecb \u0111\u1ecbnh 03\/2021 cho bi\u1ebft: S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i ho\u1eb7c theo th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean ho\u1eb7c theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n (n\u1ebfu c\u00f3), nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150 tri\u1ec7u \u0111\u1ed3ng l\u00e0 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 ph\u1ee5 l\u1ee5c I ban h\u00e0nh k\u00e8m theo ngh\u1ecb \u0111\u1ecbnh 03, m\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/span><\/p>\n<p><b>B\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a:<\/b><span style=\"font-weight: 400;\"> 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi v\u1edbi tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i ch\u1ebft ho\u1eb7c t\u1ed5n th\u01b0\u01a1ng n\u00e3o g\u00e2y di ch\u1ee9ng s\u1ed1ng ki\u1ec3u th\u1ef1c v\u1eadt.<\/span><\/p>\n<p><b>B\u1ed3i th\u01b0\u1eddng theo m\u1ee9c \u0111\u1ed9 th\u01b0\u01a1ng t\u1eadt:<\/b><\/p>\n<h5><b>S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng = T\u1ef7 l\u1ec7 t\u1ed5n th\u01b0\u01a1ng x M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m<\/b><\/h5>\n<p><span style=\"font-weight: 400;\">Trong \u0111\u00f3 t\u1ef7 l\u1ec7 t\u1ed5n th\u01b0\u01a1ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho t\u1ed5n th\u01b0\u01a1ng X\u01b0\u01a1ng s\u1ecd v\u00e0 h\u1ec7 Th\u1ea7n kinh:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ea1m s\u1ecd v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb 6% &#8211; 10%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ebb s\u1ecd \u0111\u01b0\u1eddng k\u00ednh ho\u1eb7c chi\u1ec1u d\u00e0i ch\u1ed7 m\u1ebb d\u01b0\u1edbi 3cm. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb 11% &#8211; 15%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ebb s\u1ecd \u0111\u01b0\u1eddng k\u00ednh ho\u1eb7c chi\u1ec1u d\u00e0i ch\u1ed7 m\u1ebb t\u1eeb 3 cm tr\u1edf l\u00ean. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng t\u1eeb 16% &#8211; 20%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ea5t x\u01b0\u01a1ng b\u1ea3n ngo\u00e0i, di\u1ec7n t\u00edch d\u01b0\u1edbi 3 cm2,. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb 16% &#8211; 20%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ea5t x\u01b0\u01a1ng b\u1ea3n ngo\u00e0i, di\u1ec7n t\u00edch t\u1eeb 3cm2 tr\u1edf l\u00ean. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb 21% &#8211; 25%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khuy\u1ebft s\u1ecd \u0111\u00e1y ch\u1eafc di\u1ec7n t\u00edch d\u01b0\u1edbi 3 cm2. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb 21% &#8211; 25%<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><span style=\"font-weight: 400;\">Khuy\u1ebft s\u1ecd \u0111\u00e1y ch\u1eafc di\u1ec7n t\u00edch t\u1eeb 3 \u0111\u1ebfn 5 cm2. \u0110i\u1ec7n n\u00e3o c\u00f3 \u1ed5 t\u1ed5n th\u01b0\u01a1ng t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u1ef7 l\u1ec7 t\u1eeb 26% &#8211; 30%<\/span><\/strong><\/li>\n<\/ul>\n<h4><b>V\u1ec1 t\u00e0i s\u1ea3n<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">C\u0103n c\u1ee9 \u0111i\u1ec3m b kho\u1ea3n 3 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03 cho bi\u1ebft: M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c t\u00ednh theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng qu\u00e1 50 tri\u1ec7u \u0111\u1ed3ng l\u00e0 tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n do xe m\u00e1y g\u00e2y ra.\u00a0\u00a0\u00a0<\/span><\/p>\n<p><strong><span style=\"font-weight: 400;\">C\u00f3 th\u1ec3 n\u00f3i b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u00f3ng g\u00f3p r\u1ea5t l\u1edbn trong vi\u1ec7c gi\u1ea3m thi\u1ec3u nh\u1eefng m\u1ea5t m\u00e1t v\u1ec1 ng\u01b0\u1eddi c\u0169ng nh\u01b0 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi ngu\u1eddi tham gia giao th\u00f4ng, thay v\u00ec ch\u1ec9 \u0111\u1ec3 ng\u01b0\u1eddi l\u00e1i xu\u1ea5t tr\u00ecnh nh\u1eb1m tr\u00e1nh vi\u1ec7c x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh t\u1eeb CSGT nh\u01b0 nhi\u1ec1u \u00fd ki\u1ebfn hi\u1ec7n nay. V\u00e0 hy v\u1ecdng r\u1eb1ng v\u1edbi nh\u1eefng th\u00f4ng tin \u0111\u01b0\u1ee3c cung c\u1ea5p trong b\u00e0i vi\u1ebft. \u0110\u00e3 gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 \u0111\u01b0\u1ee3c t\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y. C\u0169ng nh\u01b0 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c l\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau \u0111\u1ec3 n\u1eafm r\u00f5 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 x\u1eed ph\u1ea1t.<\/span><\/strong><\/p>\n<p><strong><b>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111i\u1ec7n t\u1eed tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/b><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">Hi\u1ec7n nay, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c cho m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi C\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m OPES ngay tr\u00ean \u1ee9ng d\u1ee5ng OKXE ho\u1eb7c website <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.okxe.vn\/\">okxe.vn<\/a><\/span><span style=\"font-weight: 400;\">.\u00a0<\/span><\/strong><\/p>\n<p><strong><span style=\"font-weight: 400;\">B\u1ea1n c\u1ea7n c\u00e0i \u0111\u1eb7t phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t c\u1ee7a app OKXE, ho\u1eb7c b\u1ea5m v\u00e0o link b\u00ean d\u01b0\u1edbi \u0111\u1ec3\u00a0 mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho xe m\u00f4 t\u00f4, xe m\u00e1y c\u1ea5p b\u1edfi OPES nhanh ch\u00f3ng, an to\u00e0n v\u00e0 l\u01b0u tr\u1eef thu\u1eadn ti\u1ec7n ngay tr\u00ean\u00a0\u0111i\u1ec7n tho\u1ea1i.<\/span><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><b><a href=\"https:\/\/www.okxe.vn\/my\/insurance-provider?utm_source=Blog&amp;utm_medium=textlink&amp;utm_campaign=seo_ins\">MUA B\u1ea2O HI\u1ec2M XE M\u00c1Y \u0110I\u1ec6N T\u1eec\u00a0AN TO\u00c0N &#8211;\u00a0TI\u1ec6N L\u1ee2I &#8211;\u00a0NHANH CH\u00d3NG<\/a><\/b><\/strong><\/p>\n<p style=\"text-align: center;\"><iframe data-src=\"\/\/www.youtube.com\/embed\/IiOWemPMHWY\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 10pt;\"><em>Video h\u01b0\u1edbng d\u1eabn mua b\u1ea3o hi\u1ec3m xe m\u00e1y online tr\u00ean \u1ee9ng d\u1ee5ng OKXE<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 quy \u0111\u1ecbnh r\u1ea5t r\u00f5 v\u1ec1 m\u1ee9c ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c khi tham gia giao th\u00f4ng. V\u1eady, c\u1ee5 th\u1ec3 l\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau? N\u1ebfu c\u00f3 s\u1ef1 c\u1ed1, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o? B\u1ea1n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7905,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178],"tags":[303,272],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau?<\/title>\n<meta name=\"description\" content=\"Trong b\u00e0i vi\u1ebft n\u00e0y, OKXE s\u1ebd gi\u1ea3i \u0111\u00e1p \u0111\u1ebfn b\u1ea1n l\u1ed7i kh\u00f4ng b\u1ea3o hi\u1ec3m xe m\u00e1y ph\u1ea1t bao nhi\u00eau, sau \u0111\u00f3 l\u00e0 c\u00e1c th\u00f4ng tin v\u1ec1 b\u1ed3i th\u01b0\u1eddng khi c\u00f3 tai n\u1ea1n \u0111\u1ec3 b\u1ea1n tham kh\u1ea3o.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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